Every month I will be having the same problem..EXPENSES!!..having 2 kids will definitely mean extra cash outflow. mane taknye dengan diapers which approximately cost RM140/month, susu RM100/week, sabun mandi, lotion, syampoo, sabun botol wipes and the list go on...for approximately RM200/month..itu baru barang keperluan for the kids tak masuk insurans..
Besides that, I am sending Aqeel to playschool next year so that he can mix around with boys his age..the monthly fee is RM270/month and the registration fee is RM1,000. On top of that, sending him to Kizsports at Bangsar Village and the fee is RM180/month. Ini baru anak-anak punye expenses tak masuk lagi mak bapak..dengan rumah, bil rumah, kerete 2 biji, insurans, gaji bibik dan lain-lain..Haishhh...nih la dia zaman milenium..semua pakai duit...bukan sikit lak tuh...
inflation zima...time value of money...yup..gaji puluh ribu pun belum tentu nk cukup in future..hadoii...
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